The Right Coverage For Your Business Vehicle

As a business owner in Iowa, it is very common to have vehicles that your employees drive. That makes it extra important to make sure you have the right commercial auto insurance policy for the cars, vans, or trucks used for your business needs.

Commercial Auto Insurance

If you own one or more vehicles for business use — perhaps a catering van or a landscaping truck — chances are that they are critical to making sure your daily operations run smoothly.

Since a personal auto insurance policy won’t safeguard your vehicle in case of an accident, Commercial auto insurance is an absolute must. This form of insurance will cover you if an employee has an accident while driving a company vehicle and the victim sues, if an employee is injured in a vehicle and requires medical care, or if the auto ends up in the shop when you need to use it.

Commercial vehicles covered under such a policy include cars, vans, trucks, trailers, and more. For additional protection, explore our Business Insurance and Liability Insurance policies.

Coverage

  • Bodily Injury Liability: This will pay any damages due to bodily injury to others that you are responsible for. If for some reason you are sued, this will cover damages from this as well.

  • Property Damage Liability: This will pay damages due to property damage to others that you are responsible for. If for some reason you are sued, this will cover damages from this as well.

  • Personal Injury/Medical Payments: This coverage will pay medical and funeral expenses for bodily injury to a covered person sustained in an accident in your auto in most cases.

  • Collision: This coverage will pay for a car or vehicle under your policy that is damaged in a collision.

  • Comprehensive Coverage: This will pay for vehicles that are on your policy, if they are stolen or damaged by causes other than collision.

  • Uninsured/Under-insured Motorists: This will pay for injuries, and in many circumstances property damage, if you are involved in an accident with another uninsured person.

Car Insured With Commercial Auto Insurance

Looking for coverage for your business vehicles? Our Commercial Auto Insurance ensures that your fleet or single business vehicle is protected against unforeseen events. Accidents can be costly, especially when it concerns your livelihood.

Don’t let unexpected incidents derail your business operations. Speak with our experts today about tailoring a Commercial Auto Insurance plan to your unique needs. Contact us to get started.

Why Commercial Auto Insurance is Important

The insurance safeguards your business from financial losses, legal troubles, and asset damage. It improves your business’s reputation, ensures you meet legal requirements, and provides tailored coverage to fit your specific needs.

  • Protect Your Business From Financial Loss: It protects your business from significant financial losses due to accidents involving company vehicles. It covers medical expenses, legal fees, and repair costs, ensuring your business operations continue smoothly.

  • Ensure Legal Compliance: Having the insurance helps your business comply with state laws and regulations, avoiding legal penalties and ensuring you meet the mandatory insurance requirements.

  • Safeguard Your Employees and Assets: Protect your employees and valuable assets with comprehensive coverage that includes liability, collision, and comprehensive insurance, tailored to meet your business needs.

  • Enhance Business Reputation: Having adequate insurance coverage enhances your business’s reputation by demonstrating responsibility and care for your employees’ and clients’ safety.

  • Tailored Coverage Options: Choose from various coverage options to tailor your insurance plan to your specific business requirements, ensuring all aspects of your business operations are adequately protected.

  • Ensure Business Continuity: If an accident occurs, the insurance helps your business recover swiftly, minimizing operational disruptions.

Commercial auto insurance is vital for shielding your business from unexpected risks and financial hurdles. It offers thorough coverage for your vehicles, protecting your employees and maintaining operational stability. Contact Adamson Insurance today to tailor a plan that meets your business needs.

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Customer Comments

“When I first went to Adamson Insurance & Associates I saved around $400.00 a year without losing coverage; as a matter of fact they added MORE coverage for me.”

Kelly H., Ankeny, IA

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