Protect Your Personal Property

What would you do if your personal property was stolen? In most incidents, the landlord’s policy will not protect your personal property. That’s why it’s a good idea to invest in renters insurance, much like Home Insurance protects homeowners.

Renters Insurance Coverage

  • Damage to furniture, electronics, jewelry and much more

  • Fire damage

  • Theft

  • Damage that you cause

  • Damage that is inadvertently caused

  • Accidents at the home

  • Visitors’ injury protection

Apartment Building in Ankeny, IA - Renters Insurance

Why is Renters Insurance Important?

In the sea of personal finance decisions to navigate, renters insurance emerges as a practical choice. While you may not own the property, your personal belongings within are valuable and deserve protection. Renters insurance offers multiple key benefits:

  • Personal Property Coverage: Replaces your belongings if they’re damaged, stolen, or destroyed. This could include everything from electronics and furniture to clothing and appliances.

  • Liability Protection: Protects you if someone is injured in your rental property, or if you accidentally damage someone else’s property.

  • Additional Living Expenses: If a covered peril forces you out of your rental, your policy can help pay for a hotel stay and additional living expenses.

  • Peace of Mind: Knowing you are covered in case of unexpected events provides emotional comfort.

The importance of renters insurance extends beyond just safeguarding your personal belongings. It also covers liability concerns and can provide for unexpected living expenses. In essence, it’s a small investment that protects you from large financial setbacks. Even though it’s often overlooked, the peace of mind and financial protection renters insurance provides are reasons enough for it to be an essential part of your financial plan.


We never charge for an insurance review. Call or stop in today.

Protecting Your Assets

Just as we tailor Home Insurance to homeowners, we work with tenants to find the perfect Renters Insurance policy, ensuring comprehensive asset protection. Depending on an individual’s coverage, their insurance could protect their assets one of two ways: Actual Cash Value (ACV), which insures items for their current worth, or Replacement Cost, which pays for the replacement of damaged items with brand new pieces. We also discuss liability coverage and how a policy could benefit a renter in a “loss of use” situation.

Once we have determined appropriate coverage, we turn to our trusted carriers for affordable premiums.

Customer Comments

Mike and all the staff are super amazing. They are always helpful and super quick to respond. Great people to work with!

Mitch H., via Google

Adamson Insurance & Associates always follows up with us to make sure everything went well and that his clients are happy. That is great customer service!”

Amy M., Johnston, IA

“My claim was handled with the utmost excellent customer service. The follow-up was precise. The whole transition went smoothly and I appreciate it!”

Travis C., Des Moines, IA

Once again everyone at Adamson amazes me with exceptional customer service. They are quick to respond and always available to ask questions or make changes. We are grateful to have such a wonderful team to work with!

Jennifer B., via Google

“When I first went to Adamson Insurance & Associates I saved around $400.00 a year without losing coverage; as a matter of fact they added MORE coverage for me.”

Kelly H., Ankeny, IA

“My car rates went down almost 1/2 of my previous insurance company, maintaining the same high level of coverage. My house insurance prices went down, with greater benefits than what I had before. Thank you Adamson Insurance & Associates!”

Tony S., Ankeny, IA