Cover Your Project

Builders risk insurance is defined as coverage that protects a person’s or organization’s insurable interest in materials, fixtures, and/or equipment during the construction or renovation of a building or other structure.

This specialized policy ensures that you’re financially safeguarded against any physical loss or damage from a range of covered causes, such as fire, theft, or natural disasters.

It’s an essential safety net that provides peace of mind, allowing you to focus on completing your project successfully.

Choosing the right Builder’s Risk Insurance policy is not just about safeguarding your project; it’s about ensuring the longevity and success of your business.

Construction Project Protected with Builders Risk Insurance

With Adamson Insurance, you get tailored coverage options that align with your specific construction or renovation needs. Our experienced team works diligently to identify potential risks and provide solutions that keep your project on track and within budget.

Builders Risk Insurance

Buildings and properties under development are exposed to a wide range of exposures that may not affect completed properties. For example, they’re more exposed to weather damage from wind, hail, or rain, as well as threats of theft and vandalism.

Builders Risk Insurance provides financial security for a project against these types of risks and more through the course of construction.

For added protection, many builders also consider Construction Insurance to cover the unique challenges that arise during construction projects.

Equally important is safeguarding your team with Workers’ Compensation Insurance, which helps ensure their well-being while protecting your business from unforeseen workplace incidents.

Coverages

  • Structural Coverage: Buildings and other structures associated with the project are typically the largest financial exposure

  • General Liability: Construction means people working in an environment where they’re at increased risk for injury

  • Equipment & Materials Coverage: In addition to what’s being built, the equipment and materials being used for construction are also at risk for damage or loss

Why Builders Risk Insurance is Essential

Every construction project brings challenges, from unpredictable risks to the high stakes of meeting deadlines. Builders Risk Insurance provides the protection you need to keep your project running smoothly, no matter what comes your way.

  • Secure Your Investment: Construction sites are full of valuable materials, equipment, and partially completed work—all vulnerable to theft, weather damage, or vandalism. Builders Risk Insurance protects these assets, ensuring your hard work and resources are safe.

  • Stay on Schedule and Budget: Unforeseen incidents, like storms or site accidents, can lead to costly delays and interruptions. This insurance offers the financial support to recover quickly, minimizing downtime and helping you meet your deadlines.

  • Comply with Contracts and Lenders: Many stakeholders, including lenders and clients, require Builders Risk Insurance before funding or approval. By securing this coverage, you demonstrate your commitment to risk management and project reliability.

  • Focus on What You Do Best: With Builders Risk Insurance in place, you can concentrate on delivering top-quality results without worrying about the unexpected. It’s the peace of mind that lets you focus on building success.

Builders Risk Insurance is more than just protection—it’s an investment in the stability and success of your construction project. Contact Adamson Insurance today to design a plan that suits your needs and shields what matters most.

INSURE WHAT MATTERS MOST. GET A QUOTE TODAY.

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Customer Comments

I have had amazing experiences with Adamson & Associates from supporting me during a move (homeowners policy) to consistently providing top-notch customer service during times of need like after the derecho and forgetting about an expired auto ID card while renting a car. Mike, Erin, and the team provide A+ service — they’re all very quick and attentive. Thanks team!
Susan Metheny, Ankeny, IA

Just renewed home and vehicle policies. Great staff, organization, and customer service.

David McDonald , Des Moines, IA
Rebekah Jo

They were very professional. With a welcoming staff and very nice facility. They were there to help anywhere from larger business accounts to personal accounts needs. I will highly recommend using Adamson Insurance & Associates.

Rebekah Jo , Ankeny, IA

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