Cover Your Project

Builders risk insurance is defined as coverage that protects a person’s or organization’s insurable interest in materials, fixtures, and/or equipment during the construction or renovation of a building or other structure. This specialized policy ensures that you’re financially safeguarded against any physical loss or damage from a range of covered causes, such as fire, theft, or natural disasters. It’s an essential safety net that provides peace of mind, allowing you to focus on completing your project successfully.

Choosing the right Builder’s Risk Insurance policy is not just about safeguarding your project; it’s about ensuring the longevity and success of your business. With Adamson Insurance, you get tailored coverage options that align with your specific construction or renovation needs. Our experienced team works diligently to identify potential risks and provide solutions that keep your project on track and within budget.

Construction Project Protected with Builders Risk Insurance

Builders Risk Insurance

Buildings and properties under development are exposed to a wide range of exposures that may not affect completed properties. For example, they’re more exposed to weather damage from wind, hail, or rain, as well as threats of theft and vandalism. Builders Risk Insurance provides financial security for a project against these types of risks and more through the course of construction.


  • Structural Coverage: Buildings and other structures associated with the project are typically the largest financial exposure

  • General Liability: Construction means people working in an environment where they’re at increased risk for injury

  • Equipment & Materials Coverage: In addition to what’s being built, the equipment and materials being used for construction are also at risk for damage or loss


We never charge for an insurance review. Call or stop in today.

Customer Comments

“When I first went to Adamson Insurance & Associates I saved around $400.00 a year without losing coverage; as a matter of fact they added MORE coverage for me.”

Kelly H., Ankeny, IA

“My claim was handled with the utmost excellent customer service. The follow-up was precise. The whole transition went smoothly and I appreciate it!”

Travis C., Des Moines, IA

Adamson Insurance & Associates always follows up with us to make sure everything went well and that his clients are happy. That is great customer service!”

Amy M., Johnston, IA

“My car rates went down almost 1/2 of my previous insurance company, maintaining the same high level of coverage. My house insurance prices went down, with greater benefits than what I had before. Thank you Adamson Insurance & Associates!”

Tony S., Ankeny, IA

Mike and all the staff are super amazing. They are always helpful and super quick to respond. Great people to work with!

Mitch H., via Google

Once again everyone at Adamson amazes me with exceptional customer service. They are quick to respond and always available to ask questions or make changes. We are grateful to have such a wonderful team to work with!

Jennifer B., via Google