Protect Your Watercraft

Boat insurance offers coverage if your boat causes injury to others or damage to other boats, docks, or structures. Injury or damage can be due to direct contact with your vessel or situations caused by your vessel, like large wakes. Boat liability coverage may provide protection against lawsuits, including the payment of settlements and legal fees.

Coverage Options

  • Boat, motor, trailer

  • Equipment permanently attached to the boat

  • Electric trolling motors

  • Detachable canopies

  • Seat cushions

  • Life preserves

  • and more…

Boating on Saylorville Lake in Ankeny, IA


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Why Coverage?

If you own a boat you know that the simplest mistake could cost you. You could forget to anchor your boat while you go swimming and the current pulls it away, you could accidentally ram the boat into rocks causing the metal to rip and tear, or a storm could even cause serious damage to your boat. A boat is a huge investment, and you do not want that investment to go to waste.

Adamson Insurance & Associates offers boat insurance for all of your boat accident needs. Whether you collide with another boat or a storm damages your boat, we have you covered. We can provide you with peace of mind when it comes to both your boat and your money.

Types of Watercraft

  • Runabout/Sport Boats

  • Cruiser/Yachts

  • Sailboats

  • Bass Boats

  • Jet Skis

  • Houseboats

  • Kayak/Canoes

  • and many more…

Why is Boat Insurance Important?

The insurance serves as an indispensable aid for all boat owners, enveloping them with financial protection and peace of mind in case of unforeseen circumstances. While not a conventional coverage, boat insurance fulfills several key roles that enhance your sailing experience. Here are some lesser-discussed, but crucial advantages of the insurance:

  • Protects Equipment: It covers the associated boating equipment, not just the vessel itself, safeguarding your investment.
  • Personal Liability Coverage: If your boat causes injury or property damage, this insurance helps cover the cost.
  • Unforeseen Damage Coverage: Incidents like vandalism, theft, or fire can occur when you least expect them, and this coverage ensures your boat’s protection.

The insurance makes your aquatic adventures worry-free, offering a protective shield against the unforeseen mishaps that might otherwise capsize your financial stability. Despite the calm waters, storms can appear suddenly; with boat insurance, you ensure smooth sailing through all weather. In a nutshell, boat insurance is more than just a safety measure – it’s your anchor in uncertain waters.

Boat Insurance

Customer Comments

“My claim was handled with the utmost excellent customer service. The follow-up was precise. The whole transition went smoothly and I appreciate it!”

Travis C., Des Moines, IA

“When I first went to Adamson Insurance & Associates I saved around $400.00 a year without losing coverage; as a matter of fact they added MORE coverage for me.”

Kelly H., Ankeny, IA

Adamson Insurance & Associates always follows up with us to make sure everything went well and that his clients are happy. That is great customer service!”

Amy M., Johnston, IA

Mike and all the staff are super amazing. They are always helpful and super quick to respond. Great people to work with!

Mitch H., via Google

Once again everyone at Adamson amazes me with exceptional customer service. They are quick to respond and always available to ask questions or make changes. We are grateful to have such a wonderful team to work with!

Jennifer B., via Google

“My car rates went down almost 1/2 of my previous insurance company, maintaining the same high level of coverage. My house insurance prices went down, with greater benefits than what I had before. Thank you Adamson Insurance & Associates!”

Tony S., Ankeny, IA