Protect Your RV

Your RV, transcending a standard car, needs specialized coverage, much like our auto insurance safeguards your vehicle on the road. After all, this second home away from home houses your personal possessions and valuables.

The Reason For RV Coverage

Many things could happen while traveling in your RV that are not covered by car insurance, such as:

Lost or stolen camping supplies/equipment, valuables and clothing
Injury in or near your RV
RV damages on the road

RV Insurance Amenities

By buying RV insurance, you will get the following amenities:

Towing
Tire assistance
Jump starts
Lockout service
Fuel delivery and fluids
24/7 road service coverage
Vehicle replacement when RV is completely destroyed

Driving A Camper in the Mountains - RV Insurance

Why is RV Insurance Important?

RV insurance is as crucial as boat insurance for water adventures, ensuring safety and peace of mind on your land voyages. This coverage is not just a recommendation—it’s a necessity for the smooth, worry-free journey you deserve. Here are some less commonly known benefits:

Personal Property Coverage: It’s not just the vehicle—it’s your personal belongings inside that matter, too. From kitchen essentials to camping gear, the insurance often covers the replacement of personal items lost due to unforeseen circumstances.
Full Replacement Coverage: In case of a total loss, this coverage can help you replace your RV with a brand-new one, ensuring your journey continues.
Emergency Expense Allowance: This feature offers financial help if your RV is temporarily unusable due to a covered loss while away from home, providing for lodging and transportation.

RV insurance’s importance cannot be overstated, as it is the protective umbrella that keeps your road trip dream from turning into a nightmare. It goes beyond just covering your RV—it safeguards your lifestyle, adventure, and the freedom of the open road. With the insurance, you can confidently say, “Home is where you park it.”

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Benefits of RV Insurance

Tax Breaks: With RV insurance in Iowa, you’ll get unlimited protection as well as tax breaks. If your RV is equipped with a kitchen, bathroom and sleeping area, then it is your second home. Owning a RV saves on taxes and puts more money into your pocketbook.
Protects from Depreciation: Another benefit to getting the insurance is that it protects you from depreciation. This helps you save thousands if your new RV gets stolen or destroyed.
Safety and Security Features: Air bags, alarms and other anti-theft devices are great security features that will help you get a discount on your RV insurance.

Related Insurance Coverage

Watercraft Insurance

Motorcycle Insurance

Auto Insurance

Customer Comments

Once again everyone at Adamson amazes me with exceptional customer service. They are quick to respond and always available to ask questions or make changes. We are grateful to have such a wonderful team to work with!

Jennifer B., via Google

“Adamson Insurance & Associates always follows up with us to make sure everything went well and that his clients are happy. That is great customer service!”

Amy M., Johnston, IA

“When I first went to Adamson Insurance & Associates I saved around $400.00 a year without losing coverage; as a matter of fact they added MORE coverage for me.”

Kelly H., Ankeny, IA

“My claim was handled with the utmost excellent customer service. The follow-up was precise. The whole transition went smoothly and I appreciate it!”

Travis C., Des Moines, IA

“My car rates went down almost 1/2 of my previous insurance company, maintaining the same high level of coverage. My house insurance prices went down, with greater benefits than what I had before. Thank you Adamson Insurance & Associates!”

Tony S., Ankeny, IA

Mike and all the staff are super amazing. They are always helpful and super quick to respond. Great people to work with!

Mitch H., via Google

RV Insurance