Protect Your Home & What’s In It

Home insurance in Iowa provides coverage for your home and other buildings on your property, the contents: furniture, clothing, electronics, appliances, and personal belongings, additional living expenses if you have to move out during certain repairs, and liability coverage if someone is accidentally injured or their property is damaged. Additional home insurance coverage can help protect you with:

Coverage Options

  • Replacement Cost Contents: Eliminates depreciation on your personal belongings

  • Additional Replacement Cost: In the event of a covered total loss, this additional protection will provide enough money to rebuild your home.

  • Water Back-up: Provides coverage for damage caused by water entering your home through sewers or drains.

  • Flood: Provides protection in the event your home suffers from rising flood waters.

  • Identity Theft Protection: Provides access to a consumer fraud specialist who can help you reclaim your stolen identity, and reimburse you for the expenses associated with clearing your name and financial record.

  • Scheduled Personal Property: This is additional home insurance coverage for people who own valuable possessions and need more coverage than a basic policy. Items such as jewelry, coins, furs, computers, guns, cameras, musical instruments, china, crystal, etc could be covered.  Scheduled property does not have a deductible.

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Discounts Available

  • Anti-theft devices

  • Newer construction

  • Smoke detectors

  • Multi-policy

  • Fire alarms

  • Paid in full, electronic deductions

  • Deadbolt locks

  • Sprinkler systems

  • Fire extinguishers

  • Gated community

  • Loss free

  • and many more…

“Adamson Insurance & Associates always follows up with us to make sure everything went well and that his clients are happy. That is great customer service!”
Amy M., Johnston, IA
“My claim was handled with the utmost excellent customer service. The follow-up was precise. The whole transition went smoothly and I appreciate it!”
Travis C., Des Moines, IA
“My car rates went down almost 1/2 of my previous insurance company, maintaining the same high level of coverage. My house insurance prices went down, with greater benefits than what I had before. Thank you Adamson Insurance & Associates!”
Tony S., Ankeny, IA
“When I first went to Adamson Insurance & Associates I saved around $400.00 a year without losing coverage; as a matter of fact they added MORE coverage for me.”
Kelly H., Ankeny, IA