Protect Your Home & What’s In It

At Adamson Insurance & Associates, we provide home insurance in Ankeny, IA, safeguarding your house and all its contents—from furniture to personal treasures.

Coverage Options

  • Replacement Cost Contents: Eliminates depreciation on your personal belongings

  • Additional Replacement Cost: In the event of a covered total loss, this additional protection will provide enough money to rebuild your home.

  • Water Back-up: Provides coverage for damage caused by water entering your home through sewers or drains.

  • Flood: Provides protection in the event your home suffers from rising flood waters.

  • Identity Theft Protection: Provides access to a consumer fraud specialist who can help you reclaim your stolen identity, and reimburse you for the expenses associated with clearing your name and financial record.

  • Scheduled Personal Property: This is additional property insurance coverage for people who own valuable possessions and need more coverage than a basic policy. Items such as jewelry, coins, furs, computers, guns, cameras, musical instruments, china, crystal, etc could be covered.  Scheduled property does not have a deductible.

Family home in Ankeny, IA insured by Adamson Insurance & Associates with Home Insurance

Additional Coverage Options

  • Protect Your Vehicles Too: Extend your peace of mind with our auto insurance options, designed to safeguard your cars, trucks, and more.

  • Renting Instead of Owning? Explore our tailored renters insurance policies for robust coverage of your personal belongings.

Why Home Insurance Matters in Ankeny, IA

Your home is one of the most significant financial and emotional investments you’ll ever make. With the right home insurance, you can face life’s unexpected challenges confidently, knowing your property and belongings are protected.

Here’s how homeowners insurance complements your efforts to safeguard your home and belongings:

  • Keep What Matters Fully Protected: Life happens, but your personal belongings shouldn’t lose their value. Our coverage ensures fair compensation for the items that make your house a home.

  • Bounce Back After Major Setbacks: In case of a total loss, you won’t have to start from scratch. Our policies help you rebuild your home and restore your life, ensuring minimal disruption.

  • Handle Water Damage With Confidence: From sewer backups to floodwaters, water damage can be costly and stressful. We’re here to ease that burden with tailored solutions.

  • Protect Your Financial Stability: Accidents can happen anytime. Liability protection under homeowners insurance shields you from unexpected medical bills or legal fees.

  • Take Charge Against Identity Theft: Recovering from identity theft is a long and costly process. Our coverage includes support from specialists and reimbursement for expenses, giving you peace of mind.

  • Tailored Coverage for Your Valuables: Whether it’s heirloom jewelry or a prized musical instrument, we ensure your most valuable possessions are protected without the worry of high deductibles.

  • Secure Your Path to Homeownership: Mortgage lenders often require house insurance. By choosing reliable coverage, you meet these requirements while protecting your investment.

In a world full of uncertainties, house insurance isn’t just an option—it’s a foundation for peace of mind. Ready to ensure your Ankeny home is covered? Get your personalized homeowners insurance quote today and protect what matters most.

Frequently Asked Questions About Home Insurance with Adamson Insurance

As a locally owned and independent agency in Ankeny, we represent over 20 carriers. That means personalized quotes, strong coverage at competitive rates, and the convenience of a local office at 1450 SW Vintage Pkwy. Our deep ties to the community mean fast, responsive service—just read our customer reviews from Ankeny and Des Moines.

A reputable Iowa insurer offers licensed agents, access to top-rated carriers, tailored coverage for state-specific risks (like flood, tornado, or identity theft), and strong claims support. Adamson Insurance combines all of these—backed by local Iowa expertise and partnerships with trusted providers like Travelers, Progressive, AAA, The Hartford, and more.

Yes! We never charge for a no-obligation policy review or quote. Whether you’re moving, renewing, or just comparing, our experienced agents provide clear recommendations and explain coverage options without any fees or pressure.

We offer a full range of home insurance options in Ankeny—from standard HO-3 policies to high-value home, condo, renters, and mobile home insurance. Whether you’re a first-time buyer or protecting a forever home, our agents help you customize the right policy.

Absolutely. We compare over 20 carriers to help you find discounts for bundling home and auto, claims-free history, updated roofing, smart-home security systems, and more—so you can save without sacrificing protection.

No—standard home insurance typically excludes flood damage. But we can assist you in securing a separate flood insurance policy, either through the NFIP or a private carrier, to make sure your coverage is complete.

If you experience a loss or need to file a claim, just give us a call or stop by our Ankeny office. We’ll help guide you through the claims process, explain next steps, and connect you with your insurance carrier. As your local agent, we’re here to answer questions and advocate on your behalf from start to finish.

Yes, we insure rental properties, seasonal homes, and investment properties throughout Iowa. Whether it’s a cabin in Clear Lake or a duplex in Ankeny, we tailor policies to fit each property’s use and risk profile.

We do! We work with carriers that specialize in mobile and manufactured home insurance in Iowa. Our agents will help you compare structure coverage, personal property protection, and liability options to get the right fit.

While there’s no set rule, we recommend reviewing your policy every 1–2 years or after any major life or home changes—like renovations, refinancing, or purchasing valuable items. At Adamson Insurance, we offer free policy reviews anytime to help make sure your coverage still fits your needs.

INSURE WHAT MATTERS MOST. GET A QUOTE TODAY.

We never charge for an insurance review. Call or stop in today.

Discounts Available

  • Anti-theft devices

  • Newer construction

  • Smoke detectors

  • Multi-policy

  • Fire alarms

  • Paid in full, electronic deductions

  • Deadbolt locks

  • Sprinkler systems

  • Fire extinguishers

  • Gated community

  • Loss free

  • and many more…

Customer Comments

I have had amazing experiences with Adamson & Associates from supporting me during a move (homeowners policy) to consistently providing top-notch customer service during times of need like after the derecho and forgetting about an expired auto ID card while renting a car. Mike, Erin, and the team provide A+ service — they’re all very quick and attentive. Thanks team!
Susan Metheny, Ankeny, IA

Just renewed home and vehicle policies. Great staff, organization, and customer service.

David McDonald , Des Moines, IA
Rebekah Jo

They were very professional. With a welcoming staff and very nice facility. They were there to help anywhere from larger business accounts to personal accounts needs. I will highly recommend using Adamson Insurance & Associates.

Rebekah Jo , Ankeny, IA

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