Home Insurance

house-sold-coupleHome insurance in Iowa provides coverage for your home and other buildings on your property, the contents: furniture, clothing, electronics, appliances, and personal belongings, additional living expenses if you have to move out during certain repairs, and liability coverage if someone is accidentally injured or their property is damaged. Additional home insurance coverage can help protect you with:

 

  • Replacement Cost Contents: Eliminates depreciation on your personal belongings.
  • Additional Replacement Cost: In the event of a covered total loss, this additional protection will provide enough money to rebuild your home.
  • Water Back-up: Provides coverage for damage caused by water entering your home through sewers or drains.
  • Flood: Provides protection in the event your home suffers from rising flood waters.
  • Identity Theft Protection: Provides access to a consumer fraud specialist who can help you reclaim your stolen identity, and reimburse you for the expenses associated with clearing your name and financial record.
  • Scheduled Personal Property: This is additional home insurance coverage for people who own valuable possessions and need more coverage than a basic policy. Items such as jewelry, coins, furs, computers, guns, cameras, musical instruments, china, crystal, etc could be covered.  Scheduled property does not have a deductible.

Renter Insurance in Ankeny and Des Moines, Iowa

house-keyYour possessions are worth a lot. When you rent an apartment or house, you need insurance that covers your belongings in case of an unfortunate event. Renter insurance protects your possessions at an affordable price. We provide solid, basic coverage that lets you add more options if you need them. Renters insurance can cover and protect furniture, clothing, appliances, personal belongings, improvements you’ve made to the rental unit, covered items you take while traveling, and additional living expenses if you have to move out during repairs. Personal liability coverage provides protection if someone is accidentally injured while in your home, or their property is damaged by you, your children, or your pets. Your renter policy can also cover you for any legal costs related to an injury at your residence or property damage, fire damage to your apartment if you are held legally responsible, and identity theft – unauthorized use of your credit cards, ATM cards, or checks.

 

Discounts Available for Home Insurance in Iowa:

  • Anti-theft devices
  • Newer construction
  • Smoke detectors
  • Multi-policy
  • Fire alarms
  • Paid in full, electronic deductions
  • Deadbolt locks
  • Sprinkler systems
  • Fire extinguishers
  • Gated community
  • Loss free
  • and many more!

For more information about home and renter insurance, make sure to give us a call. We will answer your questions about your Ankeny and Des Moines, IA home as quickly as possible with the most accurate information we have available. Contact us today for more information on our insurance options and policies, our service area, and more!

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Customer Comments

"My claim was handled with the utmost excellent customer service. The follow-up was precise. The whole transition went smoothly and I appreciate it!"

★★★★★
Travis C.
Des Moines, IA