Cover Your Project

Builder’s risk insurance is defined as coverage that protects a person’s or organization’s insurable interest including materials, fixtures and/or equipment that is being used in the construction or renovation of a building or other structure should those items sustain any physical loss and/or damage from a covered cause.

Builders Risk Insurance

Buildings and properties under development are exposed to a wide range of exposures that may not affect completed properties. For example, they’re more exposed to weather damage from wind, hail, or rain, as well as threats of theft and vandalism. Builders Risk Insurance provides financial security for a project against these types of risks and more through the course of construction.

Coverages

  • Structural Coverage: Buildings and other structures associated with the project are typically the largest financial exposure

  • General Liability: Construction means people working in an environment where they’re at increased risk for injury

  • Equipment & Materials Coverage: In addition to what’s being built, the equipment and materials being used for construction are also at risk for damage or loss

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Amy M., Johnston, IA
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