As a business owner in Iowa, it is very common to have vehicles that your employees drive. That makes it extra important to make sure you have the right commercial insurance policy for the cars, vans, or trucks used for your business needs. Whether you drive your own vehicle for business needs, or you have a fleet of vehicles, it is important to make sure you have the right coverage for your business vehicles. There are many things to consider for your commercial car or vehicle insurance policy. Get help from the experienced team at Adamson Insurance in Ankeny, Iowa.
There are many options to consider when deciding on a business/commercial auto and vehicle insurance policy. They may include:
Bodily Injury Liability: This will pay any damages due to bodily injury to others that you are responsible for. If for some reason you are sued, this will cover damages from this as well.
Property Damage Liability: This will pay damages due to property damage to others that you are responsible for. If for some reason you are sued, this will cover damages from this as well.
Personal Injury/Medical Payments: This coverage will pay medical and funeral expenses for bodily injury to a covered person sustained in an accident in your auto in most cases.
Collision: This coverage will pay for a car or vehicle under your policy that is damaged in a collision.
Comprehensive Coverage: This will pay for vehicles that are on your policy, if they are stolen or damaged by causes other than collision.
Uninsured/Under-insured Motorists: This will pay for injuries, and in many circumstances property damage, if you are involved in an accident with another uninsured person.
Make sure you have the right amount of coverage for your business with the help of the expert agents at Adamson Insurance. For personal or commercial car insurance in Ankeny and Des Moines Iowa, as well as all your other insurance needs, whether personal or for business, count on our team. Call or click here for a quote today.