Business Insurance

Business Owner Insurance combines protection for all major property and liability risks. Packaged policies are created for businesses that generally face the same kind and degree of risk. Larger companies may purchase a commercial package policy or customize their policy to meet the special risks they face. Adamson Insurance can assist with many different types of business insurance including:

Business Owner Insurance Typically Covers:


  • Buildings and Contents Owned by the Company: There are two different forms, standard and special, which provides more comprehensive coverage.
  • Business Interruption Insurance: Covers the loss of income resulting from a fire or other catastrophe that disrupts the operation of the business. It can also include the extra expense of operating out of a temporary location.
  • Liability Insurance: Covers your company’s legal responsibility for the harm it may cause to others. This harm is a result of things that you and your employees do or fail to do in your business operations that may cause bodily injury or property damage due to defective products, faulty installations and errors in services provided.

Basic Business Owner Insurance does NOT cover professional liability, auto insurance, worker’s compensation or health and disability insurance. You will need separate insurance policies to cover these subjects.

We offer all types of insurance for your business. Our agents at Adamson Insurance can help you take a look at your business and define what policies would be in your company’s best interest. We proudly serve Des Moines and Ankeny, IA and the surrounding area. Call us today to learn more about how we can fulfill your business’ insurance needs.

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Customer Comments

"When I first went to Adamson Insurance & Associates I saved around $400.00 a year without losing coverage; as a matter of fact they added MORE coverage for me."

Kelly H.
Ankeny, IA